Company Profile

Ant Group traces its roots back to Alipay, which was established in 2004. Today, we are a world-leading internet open platform.

Through technological innovation, we support our partners to enable inclusive, convenient digital life and digital financial services for consumers and SMEs (small and micro-sized enterprises). We have also continuously opened up our technology products and services to support the digital transformation of businesses and facilitate digital collaboration across industries and geographies. Our collaboration with global partners helps merchants better connect with consumers around the world.

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Launched in 2004, Alipay is the leading digital payment platform in China, serving hundreds of millions of users, and connecting them with merchants and partner financial institutions that offer inclusive financial services and digital daily life services, such as food delivery, transport, and healthcare.

Launched in 2004, Alipay is the leading digital payment platform in China, serving hundreds of millions of users, and connecting them with merchants and partner financial institutions that offer inclusive financial services and digital daily life services, such as food delivery, transport, and healthcare.

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Yu'e Bao is an online spare cash management platform launched by Ant Group in the Alipay app. When someone transfers money to Yu'e Bao, it will be put into a money market fund managed by a partner asset management company, generating returns for the user. The platform's over 600 million users can also access the funds in their Yu’E Bao accounts to make online and offline purchases anytime.

Yu'e Bao is an online spare cash management platform launched by Ant Group in the Alipay app. When someone transfers money to Yu'e Bao, it will be put into a money market fund managed by a partner asset management company, generating returns for the user. The platform's over 600 million users can also access the funds in their Yu’E Bao accounts to make online and offline purchases anytime.

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Huabei is a consumer credit platform that supports consumers to “buy now and pay later”. Users can enjoy up to 40 days of delayed re-payment free of charge and 12-month installment services. As an inclusive financial service that offers loans in small amounts to individual users, Huabei is mainly used for consumption in daily life. The platform primarily leverages the capital from financial institutions and other institutional investors.

Huabei is a consumer credit platform that supports consumers to “buy now and pay later”. Users can enjoy up to 40 days of delayed re-payment free of charge and 12-month installment services. As an inclusive financial service that offers loans in small amounts to individual users, Huabei is mainly used for consumption in daily life. The platform primarily leverages the capital from financial institutions and other institutional investors.

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MYbank is one of the first private banks piloted in China and the first online bank with no physical branches. MYbank is committed to serving small and micro-businesses operators. It developed the "310 lending model", which enables borrowers to complete loan applications online in three minutes, obtain approval in one second, and with zero human intervention.It has been established for more than 6 years and has provided credit services to over 40 million small and micro operators.

MYbank is one of the first private banks piloted in China and the first online bank with no physical branches. MYbank is committed to serving small and micro-businesses operators. It developed the "310 lending model", which enables borrowers to complete loan applications online in three minutes, obtain approval in one second, and with zero human intervention.It has been established for more than 6 years and has provided credit services to over 40 million small and micro operators.

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Zhima Credit is a private and independent credit assessment service built for commercial use. Users with a higher Zhima Credit scores can enjoy benefits such as deposit waivers when renting a bike or staying at a hotel. Currently, Zhima Credit has been able to help users waive more than RMB 100 billion of required deposits.

Zhima Credit is a private and independent credit assessment service built for commercial use. Users with a higher Zhima Credit scores can enjoy benefits such as deposit waivers when renting a bike or staying at a hotel. Currently, Zhima Credit has been able to help users waive more than RMB 100 billion of required deposits.